In case, any emergency arise, there is an accident or a serious illness while you are on an overseas trip, you will have to incur all the expenses that are required for undertaking the medical treatment if you have not got travel insurance for the trip. Even if you are medically insured in your home country, then also the liability of discharging the medical expenses lies upon your shoulder as that plan covers you only in the home country and not in a foreign country. And of course, Government will also not be responsible for incurring such expenses. This is why travel insurance is as indispensable as is your passport or travel tickets, no matter what is your travel destination. If you believe that the travel insurance plan is not within your means, then you must drop your travel plans as well.
In essence, travel insurance is a type of insurance that covers the holder of the policy for the insurable situations that takes place before or during travel like trip interruption/cancellation, theft or loss of baggage, medical expenses for illness or injury, and more.
The cost of travel insurance depends on several parameters. First is the type of insurance cover. There are many types of insurance plans available such as low-cost plan, comprehensive plan and multi-trip plan. Obviously low cost plan will be comparatively cheaper than the other two plans and multi-trip plan will be the costliest among three as it covers the trips taken during one whole year. The cost of the plan is also based on the destination of travel and the length of the stay. Another factor that decides the cost is the age of the insured and pre-existing medical conditions. The cost will be more for the elderly person or if the person is suffering from a serious illness. Since there are a vast range of travel insurance policies available in the market, you need to carefully choose a policy according to your travel plans and circumstances.
If you are among those people who are making plans to travel to Europe for business-related or leisure-related purposes, in particular, in those parts of Europe that follow the rules of Schengen Treaty, it is necessary to acquire a Schengen Visa. It must provide the required medical coverage and repatriation for the entire period of the traveler’s stay in the Schengen territory. In case you are applying for the multi-trip Schengen Visa, you need to present the proof of annual Schengen visa country plan with adequate medical coverage.
At the time of planning a trip to a Schengen country of Europe, often, a lot of people are uncertain about whether they require Schengen visa or not to enter that country. The nationals of the countries which are enlisted below need to obtain Schengen visa which allows them to enter any of the member countries of the Schengen area.
Image from page 418 of “Book of the Royal blue” (1897)
Image by Internet Archive Book Images
Title: Book of the Royal blue
Year: 1897 (1890s)
Authors: Baltimore and Ohio railroad company. [from old catalog]
Subjects: Middle Atlantic States — Description and travel
Contributing Library: The Library of Congress
Digitizing Sponsor: Sloan Foundation
Click here to view book online to see this illustration in context in a browseable online version of this book.
Text Appearing Before Image:
growssteadily in height, as well as breadth. When realestate values in a large city reach fabulous prices,then that city begins to shoot skyward in its business section andthe municipality begins to boast of its skyline. Chicago started the ball rolling with high buildings, then NewYork followed with even greater buildings, until its latest product,the Metropolitan Insurance Building, 730 feet high, eclipsed any-thing of its kind in the world. Pittsburg now boasts of a skyline representing imm.ense valuesin building architecture. It is worthy of note these buildings areall in a territory four blocks square, or covering sixteen city blocks.This is because the ground area is proscribed in the narrowwedge of land lying between the Monongahela and Alleghenyrivers on the north, south and west, banked in by the big hills onthe east. The accompanying photograph was taken from Mount Wash-ington, the high hill lying south of the city on the opposite side ofthe Monongahela River. g ;.,-..« ?i^
Text Appearing After Image:
P PITTSISURt; Iron City In the center of the picture appears the new Henry W. OliverBuilding, in process of construction. It will be the largest of thegroup of skyscrapers. To the east of it, and almost as tall, is theFrick Building, which looks down on the Frick Annex, to the west,Berger Building, on the south, and the Allegheny courthouse andUnion Station, on the east. The Farmers Bank Building is the tall building west of theOliver Building; south of it, toward the river, are the Union Bank,Commonwealth and Keystone buildings, with the WestinghouseBuilding lying east of the group. In the extreme left of the picture is the Wabash Railroad Build-ing; east of it is the Bessemer Building, with the Phipps Buildingto the north of them, in the background. East of the BessemerBuilding is the Diamond Bank Building, with the Fulton Buildingin the background. The Machesney Building next presents itssquare front and between it and the Union Bank Building appearthe Conestoga, Hartge and Arrott
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