Travel Insurance Schengen Covering Expenses Incurred on Unexpected Tragedies


In case, any emergency arise, there is an accident or a serious illness while you are on an overseas trip, you will have to incur all the expenses that are required for undertaking the medical treatment if you have not got travel insurance for the trip. Even if you are medically insured in your home country, then also the liability of discharging the medical expenses lies upon your shoulder as that plan covers you only in the home country and not in a foreign country. And of course, Government will also not be responsible for incurring such expenses. This is why travel insurance is as indispensable as is your passport or travel tickets, no matter what is your travel destination. If you believe that the travel insurance plan is not within your means, then you must drop your travel plans as well.
In essence, travel insurance is a type of insurance that covers the holder of the policy for the insurable situations that takes place before or during travel like trip interruption/cancellation, theft or loss of baggage, medical expenses for illness or injury, and more.

The cost of travel insurance depends on several parameters. First is the type of insurance cover. There are many types of insurance plans available such as low-cost plan, comprehensive plan and multi-trip plan. Obviously low cost plan will be comparatively cheaper than the other two plans and multi-trip plan will be the costliest among three as it covers the trips taken during one whole year. The cost of the plan is also based on the destination of travel and the length of the stay. Another factor that decides the cost is the age of the insured and pre-existing medical conditions. The cost will be more for the elderly person or if the person is suffering from a serious illness. Since there are a vast range of travel insurance policies available in the market, you need to carefully choose a policy according to your travel plans and circumstances.

If you are among those people who are making plans to travel to Europe for business-related or leisure-related purposes, in particular, in those parts of Europe that follow the rules of Schengen Treaty, it is necessary to acquire a Schengen Visa. It must provide the required medical coverage and repatriation for the entire period of the traveler’s stay in the Schengen territory. In case you are applying for the multi-trip Schengen Visa, you need to present the proof of annual Schengen visa country plan with adequate medical coverage.

At the time of planning a trip to a Schengen country of Europe, often, a lot of people are uncertain about whether they require Schengen visa or not to enter that country. The nationals of the countries which are enlisted below need to obtain Schengen visa which allows them to enter any of the member countries of the Schengen area.

Author of this article is a notable insurance provider offering a wide range of Schengen visa country plans for the visitors planning a trip to Schengen region of Europe. For the Schengen Visa, it is mandatory to get the Travel insurance schengen.

Image from page 418 of “Book of the Royal blue” (1897)
Business Travel Insurance
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Identifier: bookofroyalblue01balt
Title: Book of the Royal blue
Year: 1897 (1890s)
Authors: Baltimore and Ohio railroad company. [from old catalog]
Subjects: Middle Atlantic States — Description and travel
Publisher: Baltimore
Contributing Library: The Library of Congress
Digitizing Sponsor: Sloan Foundation

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Text Appearing Before Image:
growssteadily in height, as well as breadth. When realestate values in a large city reach fabulous prices,then that city begins to shoot skyward in its business section andthe municipality begins to boast of its skyline. Chicago started the ball rolling with high buildings, then NewYork followed with even greater buildings, until its latest product,the Metropolitan Insurance Building, 730 feet high, eclipsed any-thing of its kind in the world. Pittsburg now boasts of a skyline representing imm.ense valuesin building architecture. It is worthy of note these buildings areall in a territory four blocks square, or covering sixteen city blocks.This is because the ground area is proscribed in the narrowwedge of land lying between the Monongahela and Alleghenyrivers on the north, south and west, banked in by the big hills onthe east. The accompanying photograph was taken from Mount Wash-ington, the high hill lying south of the city on the opposite side ofthe Monongahela River. g ;.,-..« ?i^

Text Appearing After Image:
P PITTSISURt; Iron City In the center of the picture appears the new Henry W. OliverBuilding, in process of construction. It will be the largest of thegroup of skyscrapers. To the east of it, and almost as tall, is theFrick Building, which looks down on the Frick Annex, to the west,Berger Building, on the south, and the Allegheny courthouse andUnion Station, on the east. The Farmers Bank Building is the tall building west of theOliver Building; south of it, toward the river, are the Union Bank,Commonwealth and Keystone buildings, with the WestinghouseBuilding lying east of the group. In the extreme left of the picture is the Wabash Railroad Build-ing; east of it is the Bessemer Building, with the Phipps Buildingto the north of them, in the background. East of the BessemerBuilding is the Diamond Bank Building, with the Fulton Buildingin the background. The Machesney Building next presents itssquare front and between it and the Union Bank Building appearthe Conestoga, Hartge and Arrott

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Travel Insurance Meant for Covering Problems Encountered on a Trip


Travel insurance is necessary so that you are able to handle the difficulties that you face before or during a trip to a foreign destination. More often than not, problems like trip cancellation, delayed flight, missing flight because of delayed baggage clearance trouble the travellers before they go on a trip, while problems like serious illness or accident, loss of baggage or travel documents come across the traveller on the trip. For this reason, travel insurance becomes a major essential for any trip abroad as it covers all such situations that the traveller needs to deal with.
You can purchase it directly from an insurance company or through a broker. The premium charged is dependent on a number of factors including the distance of journey, risks you are prone to during travelling, and even the personal belongings that you are taking along with you during the travel. The cost of the plan may differ according to the trip and even the plan the insurer decides on, for instance there are cheap europe travel insurance as well as comprehensive and multi-trip policies. You can take the plan when you have booked your tickets or even at the time of travel. It can be taken separately or together with the travel ticket.
There are many misconceptions in the minds of the people regarding this type of insurance. They think that they can cancel their trip at any time without any particular reason and can get the travel expenses reimbursed. However, unless the reason specified for cancellation is unavoidable and mentioned in the policy, the expenses will have to borne by the traveller. Some others believe that the insurance is the waste of money, but it is the value for money investment for handling the unpredictable circumstances. Many suppose that the policy covers situations such as visa clearance, immigration clearance, but this is not true.
Travel insurance comes to your rescue in case you need medical emergency treatment when you are travelling. Moreover, it is useful if you are carrying important business documents and pricey electronic goods when you are going out on a business tour or a vacation. For those who frequently travel for business purpose can save money by taking the multi-trip plan.

A Schengen EU certified travel policy is mandatory for anyone who requires a Schengen Visa to get to the Schengen countries in Europe. Hence, traveling to the Schengen zone of Europe with the introduction of Schengen visa has been simplified. If you are a national of one of the non-exempt countries planning to travel through or visit the Schengen Countries, then you have to obtain your Schengen travel Insurance and submit the proof of the same to the relevant embassy/consulate at the time of filing the application for Schengen Visa.

Author of this article is an insurance strategist offering a gamut of covers including and provides a range of covers including cheap europe travel insurance and other covers to people across the globe. It is mandatory for the residents of African countries to get the travel insurance schengen when they are planning to visit the Schengen countries of Europe.

Berries, Seeds and More
Business Travel Insurance
Image by yummysmellsca
Whipped these up for my mom today based on what was lying around the pantry and fridge – she’s off on a business trip soon and I wanted to give her something high fibre and protein with minimal fat and a touch of sweetness to keep her going. Buttermilk, whole grains, tons of fruit, flax and whey powder fit the bill nicely – definitely a meal in a bar! Heavily adulterated from Jim Dodge’s "Breakfast Bar" recipe found in "The Best of FOOD" by Marion Kane.

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